What if you walked into your renewal meeting this year… and just said “No thanks”?

Renewal season is coming. And if you're not prepared, folks who do not sit in your boardroom will decide your future for you.  Again.

If you're like most Indiana business owners, your group health plan renewal is just around the corner — and you're bracing for another premium hike you can't explain to your team.


Same profit-hungry carriers. 

Same smiling broker. 

Same bad news.


You're not imagining it: the system is built to benefit everyone but you. And unless you come to the table with better numbers — and a better strategy — you'll walk right back into the same overpriced, outdated plan.

But not this year.

We Understand What You’re Up Against

Explosive growth in group health costs predicted for 20261 

Zero transparency as to the real “why”

Limited network choices that don’t work for all your employees

Pressure to make a decision with little time and even less information

But what if there was a GENUINELY AWESOME alternative - one that puts you back in control, saves money, provides a predictable renewal increase each year, and gives your employees a hundred times more options?

The Smarter Alternative: ICHRA

Transparent.
Customizable.
Surprisingly simple.

ICHRA (Individual Coverage Health Reimbursement Arrangement) lets you blow up the bloated, one-size-fits-none group plan model — and replace it with something smart, flexible, and cost predictable with no additional work on your part.

👉 You set the budget.

👉 Your employees pick what’s right for them.

👉 You stop fielding massive rate hikes for subpar coverage.


Instead of locking your team into one expensive plan with limited options, ICHRA lets you:

🧾 Set a monthly budget you can actually live with

🧍 Let employees choose the coverage that fits their needs

✅  Stay fully compliant with ACA regulations

💵  Maximize tax advantages for your business and your people

🧘‍♂️  Reduce surprises and stress when renewal season comes back around


Companies are Stepping Out on Traditional Group Health2

44%

of large employers are actively considering an ICHRA

94%

of employers on ICHRA are happy they switched

46%

of ICHRA members elect gold plans

73%

of returning ICHRA members keep the same carrier

79%

of brokers anticipate a favorable political climate for ICHRAs

This Isn’t About “Options.” It’s About Freedom from Obscured Costs.

Here’s the real reason many brokers never mention ICHRA: 

  • It cuts off their commission gravy train.3 
  • No more pay increases when your cost goes up. 
  • No more carrier–to-broker kickbacks. 
  • No more production bonuses and lavish awards trips. 
  • No more “trust us, the increase could’ve been worse” renewals.


With ICHRA, You Get:

✅  Clarity: One predictable monthly allowance per employee.

✅  Choice: Every employee picks a plan that fits their needs.

✅  Compliance: 100% ACA-compliant, with full legal backing.

✅  Tax Advantages: Tax-free reimbursements for both you and your team.

✅  Simplified Administration: ICHRA feels just like group health for Payroll and Accounts Payable. One payroll deduction per employee – One Company ICHRA bill pre month.

✅   Fewer Surprises and Less Stress: No more waiting for a broker to tell you what your renewal cost will be (any rate increases are public knowledge by October).

Who is ICHRA For?

Growing Businesses

Companies expanding into new markets or states can offer consistent benefits without the complexity of traditional group plans.

Organizations Facing Renewal Hikes

If your group plan renewal is breaking the budget, ICHRA offers a cost-effective, sustainable alternative.

Diverse Workforces

From full-time to part-time, remote to on-site, ICHRA lets you tailor benefits for every employee class.

Employers Seeking Simplicity

Reduce administrative headaches and focus on your business, not benefits paperwork.

🔍 Get Your One Number — Fast

Before you get cornered into another overpriced renewal, get the one number that matters:

👉 Your all-in ICHRA cost.

We’ll run it in 24 hours or less.

No fine print. No pressure. Just a crystal-clear comparison so you can make a smart decision — before the pressure to renew starts.


🎯 “This is the first time I’ve ever understood our health costs — and felt like I had a say.”

— Real Business Owner, Central Indiana

DATE & TIME:   August 28, 2025 – 1:00 PM EST


Join us for a blunt, no-spin session with the experts at Integrity Benefit Partners.


WHAT YOU'LL LEARN:

🚫 Why traditional group plans are a rigged game

💡 What ICHRA really is — in plain English

📊 How to compare your options before your renewal hits

🤯 The most common questions — answered on the spot with no holds barred


Tuesdays & Thursdays
@ 11:00 AM ET – 30-minute Zooms

Show up. Ask your questions. Leave with answers.

  • Speak directly with Lydia Clark & Dylan Melling
  • No fluff, no pitch — just honest insights
  • No registration needed — just click to join


Who Should Attend?

  • Business owners and HR leaders facing renewal decisions
  • Anyone curious about how ICHRA could work for their team
  • Those who want to compare options before making a commitment


Don’t Walk Into That Renewal Meeting Empty-Handed

The brokers are ready. So are the carriers.

You should be too.

Let us show you your ONE NUMBER — and whether ICHRA may or may not be the right move for your business.

Data Sources

1 https://www.pwc.com/us/en/industries/health-industries/library/behind-the-numbers.html

2 https://www.sureco.com/2025-ichra-report

3 https://www.redesignhealth.com/insights/ichra-reality-check-exploring-the-good-the-bad-and-the-road-to-scale